Term LoansWorking CapitalMSME SchemesCollateral-Free

Funding Assistance — Loans

Business Loan Solutions Tailored to Every Growth Stage

From working capital to large-scale expansion — we match your business with the right loan product, at the best terms, with complete documentation support from application to disbursement.

Loan Types Facilitated

₹5L–50Cr

Loan Range

7–21

Working Days to Disburse

Free

Eligibility Assessment

Loan Types We Facilitate

Eight Loan Products.
Every Business Need Covered.

From collateral-free MSME lending to large project financing — we identify and facilitate the right product for your profile.

Loan Type

Best For

Key Feature

Term Loans

Business expansion, equipment, infrastructure

Long-term repayment up to 10 years

Working Capital Loans

Day-to-day operations, inventory, payroll

Short-term, revolving credit options

MSME Priority Lending

MSME-registered businesses

Preferential interest rates + government support

Collateral-Free Loans

Businesses without fixed assets

CGTMSE-covered, no security required

Project Financing

Large-scale capital projects

Customized structure for complex financing

Government Scheme Loans

Eligible entrepreneurs & startups

MUDRA, Stand-Up India, CGTMSE access

Startup Financing

Early-stage and growth-stage startups

Flexible terms, lower documentation bar

Business Expansion Loans

Scaling into new markets

Higher loan amounts, longer tenures

Eligibility Requirements

Standard Eligibility Criteria

These are the typical criteria across most lenders. Requirements vary by loan type, lender and business structure — we advise on your exact position during the free eligibility assessment.

Minimum 3 years of business vintage (varies by lender and loan type)

Annual turnover meeting lender-specified threshold for loan amount

CIBIL score of 650 or above (higher scores attract better rates)

Positive cash flow demonstrated over 2+ years

Valid business registration (Pvt Ltd, LLP, Partnership, Proprietorship)

PAN and TAN of the business and promoters

GST registration and regular filing (if applicable)

ITR filings for the previous 2–3 years

Collateral or security if required by the lender (not required for CGTMSE-covered loans)

Our 6-Step Process

Loan Facilitation Process

Requirement Analysis

We understand your business needs, loan amount and financing objectives to define the right brief.

Eligibility Assessment

We evaluate your financials, credit profile and documentation readiness against lender criteria.

Loan Structuring

We design the optimal loan amount, tenure, moratorium and repayment plan for your cash flow.

Lender Matching

We submit applications to the most suitable lenders from our network for your profile and requirements.

Term Negotiation

We negotiate interest rates, processing fees and conditions on your behalf to secure the best terms.

Disbursement Facilitation

We assist with final documentation and ensure smooth fund release to your business account.

Required Documentation

Common Documents for All Loan Types

Documentation requirements vary by loan type, lender and business structure. We advise you on the exact list during consultation — and assist with preparation and formatting where needed.

Business registration certificate (Pvt Ltd / LLP / Partnership / GST certificate)

Memorandum and Articles of Association (for companies)

GST registration certificate and last 12 months of GSTR returns

Audited financial statements for the past 2–3 financial years

Income Tax Returns of the business and promoters (2–3 years)

Bank statements of the business account (last 12 months)

KYC documents: PAN, Aadhaar, passport-size photographs of all directors/partners

Proof of business premises: owned (sale deed) or rented (rent agreement + NOC)

Business profile or project report (for project/expansion loans)

Existing loan statements and sanction letters (if applicable)

Collateral documents: property papers, valuation report (if applicable)

Note: Documentation requirements vary by loan type, lender and business structure. We advise you on the exact list during consultation.

We Handle the Paperwork

Our team reviews your documents before submission, identifies gaps and works with you to prepare a complete, lender-ready application file — reducing rejection risk and processing time.

Pre-submission document review and gap analysis

Formatting and bundling for lender requirements

Project report preparation for expansion and project loans

Liaison with lender relationship managers on your behalf

Frequently Asked Questions

Common Questions About Business Loans

Clear answers to the questions we hear most from business owners exploring financing for the first time or looking to refinance existing debt.

Ready to Secure Business Financing?

Connect with Our Loan Specialists Today

Free eligibility assessment, no upfront charges, expert negotiation on your behalf — from application to disbursement.

Most businesses discover better loan options than they initially approached — the right lender match makes a significant difference in rate, tenure and approval probability.